Author: spiralmode

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Stay Safe on the Internet, Understand the Top Internet Scams

Shortly after the internet was created, the internet scam was born. It’s amazing the number of different ways the internet has been used to scam different people. It seems like every single year, a new scam hits the virtual world and people start falling for it. While new internet scams are interesting and you should […]

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Learning How to Be Aware of Your Surroundings

In this day and age, you can’t afford to not be aware of your surroundings. It doesn’t matter if you’re strolling around the block near your home or walking across a busy parking lot after getting groceries, you must be aware of your surroundings. The world has become a dangerous place. Not only do you […]

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Staying Safe While Enjoying Dorm Life

One of the best things about finally going to college and moving into a dorm is that not only are you free of your parent’s strict rules but you’re also in the perfect place to meet people who will become lifelong friends. While there are many perks connected to living in a dorm, there are […]

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Make Sure You Understand California’s Car Seat Laws

Every parent who has an infant knows that they’re supposed to have a car seat installed in their vehicle. They even know that it’s state law. What some parents don’t know is how important the car seat is and the consequences of having a car seat that doesn’t meet current safety standards, that isn’t properly […]

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Coping with Credit Card Fraud

Credit card fraud is a serious problem in the United States. As recently as 15.4 million Americans were credit card fraud victims in 2016. And despite the best efforts of financial institutions, lawmakers, and law enforcement, it doesn’t look like the situation will get better. It looks like credit card fraud is here to stay. […]

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Drunk Driving in a Borrowed Car

Drunk driving is always bad, but getting caught driving while under the influence of alcohol while using a friend’s car, things become even more complicated. If you were simply pulled over, the issues associated with the fact you were in a friend’s car may be minimal. The biggest headache is that the car will likely […]

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Protect Your Keyless Car from Thieves

Keyless cars are great, particularly when you’re trying to hang onto things like multiple bags of groceries, cranky toddlers, and hyper pets while you open your car. Rather than wrestling with a key and a tiny keyhole each time you need to unlock your car, all you have to do is push a button. Easy […]

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What is insider trading and when is it illegal?

Insider trading is a strange thing that many people who aren’t actively involved in stock trading and investing fail to fully understand. The average person doesn’t usually have to worry about insider trading simply because they lack the knowledge needed to benefit from it. The idea behind insider trading is that someone who has a […]

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Understand the Illegal Ways to Use a Credit Card

Credit card fraud happens when someone uses another person’s credit card to either make unauthorized purchases or to withdraw/transfer funds. There are two main ways that credit card fraud takes place. The first method involves someone either finding or stealing another person’s credit card. Instead of turning it in, the person decides to put the […]

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Things You May Need To Know About Identity Theft

Identity theft is a serious problem that shows no signs of going away. The FTC reported that identity theft increased by a staggering 45% in 2020. Javelin Strategy announced that in 2021, identity theft was responsible for the loss of approximately 56 billion dollars in the United States. With so many Californians feeling the impact […]